Couriers and insurances

Dale Cole • Mar 02, 2020

We are fully covered.

Hello everyone and thank you for taking the time to read this blog.

I want to talk about couriers / man and van people and insurance, in recent years insurance companies have narrowed what couriers can carry for insurance purposes. For instants we used to occasionally transport motorbikes or quad bikes however now we can not unless we pay a lot more insurance costs which then makes this work worthless, small removals is another example of this.

So when a 'Man and van' or indeed a 'Courier' says no problem i can do that and they give you a cheap quote, my advice would be check there insurance documents first, check any and all feedback for them and also see how long they have been trading for. Any legitimate Courier wont mind you asking questions and ask for a copy of there insurance, you will usually find if that company can't commit to the job due to insurance grounds that they may recommend another specialist.

Especially as this week we found out that a well know Courier insurance broker and insurance company had gone into liquidation which has now caused problems as they insured a lot of couriers nationwide however they paid out more money than they could cover in insurance premiums.

So please be careful and remember if something looks to good to be true it generally is and in case you are wondering we have just renewed our insurances for 2020 which includes up to £50000 of Goods in Transit cover.
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Our core business is structured around supporting other business / companies to transport goods on there behalf on a sameday basis i.e. collection and delivery of goods on the sameday. This means businesses / companies that we work on behalf of do not need to worry about expenses such as vehicle lease, insurance, fuel, tax, wages, repairs etc. All they have to do is to book us and we will take care of the rest. We do occasionally transport goods for members of the public however we do not like to Co-load items such as paintings that could be worth a lot of money with other items, we prefer to transport goods on a job by job basis therefore we minimize the risk of the goods we transport becoming damaged, however this means our prices reflect this but it also means we have had a great history of the goods we transport be delivered in the condition they were when we collected them. This also means that unlike the likes of DPD, Yodel etc. The goods we transport are handled by several different people at several different depots and transported by several different vehicles throughout the UK, we collect and deliver the goods generally with the same vehicle & person who collected it unless there are access issues. I hope this has explained things a little for everyone. Stay safe and take care of yourselves.
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